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| Thoughts about buying: |
| If you have the money available, it may make sense for you to buy your car without any type of financing arrangements. The advantages are that you own the car immediately and have maximum flexibility over when to sell or trade-in your car and how many miles you can drive on it. The downside is the "opportunity cost" for your money. In other words, if you kept that cash in your account (instead of using it to buy your car), you could be earning interest on your money. Instead, all that money has been invested in your car. If you take out a loan, you will owe the 02 03 subaru wrx tail lights interest on the loan, but your cash will be earning interest. It is worthwhile to think about the % return you are receiving on your cash relative to the % interest you will be paying for your loan. |
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| What can I do to lower my monthly payments? |
| Extend the term of the loan or lease Put more cash down Purchase a less expensive car Find a lower interest rate Improve your credit Lease |
| I drive a lot. Can I increase the mileage allowance on my leased car? |
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